$1,995,000 Welcome to direct ocean access in the guard-gated community of Mariner Cay, offering the rare combination of HOA security with the freedom of a non-HOA property and no associated fees. This unique residence, originally a duplex, has been thoughtfully reconfigured into a spacious two bedroom, two bathroom single-family home. Set on approximately 150 feet of prime canal frontage, the property is a true boater’s dream. Enjoy a newly constructed 16’ x 76’ dock (2024), brand-new seawall (2024), and a 10,000 lb boat lift (2019), all designed for seamless and convenient access to open water. A rare opportunity to own a flexible, waterfront property that delivers both privacy and premier boating access perfect for those seeking the ultimate coastal lifestyle. 2 Beds ⋅ 3 Baths ⋅ M20055189 MLS Welcome to direct ocean access in the guard-gated community of Mariner Cay, offering the rare combination of HOA security with the freedom of a non-HOA property and no associated fees. This unique residence, originally a duplex, has been thoughtfully reconfigured into a spacious two bedroom, two bathroom single-family home. Set on approximately 150 feet of prime canal frontage, the property is a true boater’s dream. Enjoy a newly constructed 16’ x 76’ dock (2024), brand-new seawall (2024), and a 10,000 lb boat lift (2019), all designed for seamless and convenient access to open water. A rare opportunity to own a flexible, waterfront property that delivers both privacy and premier boating access perfect for those seeking the ultimate coastal lifestyle. 4109 SE Whiticar Way, Stuart