Stuart 55+ Condominium Market Report – July 2026

If you're considering buying or selling a condominium in one of Stuart's 55+ communities, understanding current market conditions—as well as the characteristics of the individual condominium community—is an important part of making an informed real estate decision.

I'm Tom Dunphy Realtor, a Florida real estate sales associate with Fulton Grace Realty, and Thomas J. Dunphy III, State-Certified Residential Real Estate Appraiser RD8755. Through TomDunphySellsRealEstate.com, I provide local real estate market reports combining current MLS statistics with nearly three decades of residential valuation experience.

The Stuart 55+ condominium market remained generally stable as of July 2026, with several indicators showing increased activity compared with the earlier portion of the analysis period.

Appraiser's Perspective

Thomas J. Dunphy III, State-Certified Residential Real Estate Appraiser RD8755

From an appraisal perspective, the Stuart 55+ condominium market is considered generally stable, with several market indicators showing improvement while marketing times remain extended.

There were 93 settled sales during the most recent three-month period, following 103 during the prior four-to-six-month period. Combined, the current six months produced 196 settled sales, compared with 168 during the prior seven-to-twelve-month period.

The absorption rate was approximately 31 sales per month during the current three months. While that is below the 34.33 sales per month recorded during the prior four-to-six months, it remains above the 28 sales per month reported during the prior seven-to-twelve-month period.

Available inventory has also declined. Active listings decreased from 140 during the prior seven-to-twelve-month period to 115 during the prior four-to-six months and 112 during the current three months.

Months of housing supply currently measures approximately 3.61 months, compared with 3.35 months during the prior four-to-six-month period and 5.00 months during the prior seven-to-twelve-month period. While supply increased slightly from the preceding period, it remains below the level recorded during the prior seven-to-twelve months.

Median sale prices have remained generally stable. The current three-month median sale price is $147,900, compared with $149,900 during the prior four-to-six months and $145,000 during the prior seven-to-twelve months.

Marketing time is one area that warrants attention. Median days on market for settled sales increased to 103 days, compared with 101 days during the prior four-to-six months and 89 days during the prior seven-to-twelve months.

Current active listings have a median marketing time of 126 days, down from 160 days during the prior four-to-six months and 190 days during the prior seven-to-twelve months. Based on the available data, typical exposure and marketing times are approximately three to six months.

The median comparable list price has also increased, reaching $166,480 during the current three months, compared with $164,960 during the prior four-to-six months and $159,500 during the prior seven-to-twelve months.

Overall, the data supports a stable market conclusion. Sales activity over the current six months exceeds the prior seven-to-twelve-month period, available inventory has declined, months of housing supply remains below the earlier period, and median sale prices have remained relatively consistent. However, extended marketing times remain an important consideration.

For condominium properties, market value can also be influenced by factors specific to the individual unit and project, including location, floor level, view, living area, condition, renovations, amenities, monthly association fees and other property and project characteristics.

Individual condominium communities and units should therefore be analyzed within their appropriate competitive markets rather than relying solely on broader Stuart 55+ condominium statistics.

Tom the Realtor's Perspective

For Buyers

For buyers considering a Stuart 55+ condominium, my first step is determining which communities and properties best fit your needs.

That includes your price range, preferred number of bedrooms and bathrooms, living area, floor level, views, parking, community amenities, location, monthly association fees and the individual property features that matter most to you.

Once we identify a condominium you're seriously considering, my analysis doesn't stop with the individual unit. We also need to investigate the condominium project and association.

I will help obtain and review available condominium and association documents and information with you. We will look for items that warrant additional attention, including association fees, budgets and available financial information, reserves, current or pending special assessments, insurance information, applicable inspection reports, maintenance projects, association rules and other matters that could affect your purchase or ownership costs.

If there is a special assessment, we want to understand what the assessment is for, how much remains outstanding, the payment terms and how it will be addressed as part of the transaction.

If the information raises questions requiring legal, accounting, engineering, insurance or other specialized advice, I will recommend that you have the appropriate professional review those issues before moving forward.

We'll also analyze the individual property. I can research relevant comparable sales and competing listings to help develop an offer strategy supported by current market data rather than simply relying on the asking price.

With typical exposure and marketing periods currently around three to six months, some properties may provide buyers with time to evaluate their options. However, when the right unit becomes available, I want my buyer financially prepared with financing or proof of funds in place so we're positioned to act.

For Sellers

For sellers, pricing and marketing are two of the most important components of the listing strategy, particularly when properties are currently requiring approximately three to six months of market exposure.

Before recommending a listing price, I can prepare a Comparative Market Analysis (CMA) rather than an appraisal for the listing assignment.

When appropriate, I can personally measure the unit, research relevant settled sales and competing listings, make property-specific comparisons and show you the market information supporting the recommended listing strategy. The objective is for you to understand not only the recommended price, but how we arrived at it.

We also need to understand the condominium project itself. Current or pending special assessments, association fees, insurance issues, maintenance projects and other project characteristics may influence buyer interest, financing and marketability.

Once we've established the pricing and positioning strategy, we need to present and market the property professionally.

Marketing can include professional photography, property video when appropriate, MLS exposure, TomDunphySellsRealEstate.com, Fulton Grace Realty's online presence, major third-party real estate websites and social-media exposure.

When permitted by the condominium association and appropriate for the property, we can also conduct open houses.

If the unit would benefit from improved presentation, professional staging or virtual staging can also be considered.

After the property enters the market, we'll monitor buyer activity, showing feedback, competing inventory and relevant new sales so we can determine whether the original strategy continues to reflect current market conditions.

The objective isn't simply to put your condominium on the MLS. It's to understand the competition, establish a supported pricing strategy, present the property professionally, maximize its market exposure and respond to what the market tells us.

Market Data Summary

Settled Sales: Increased over the Current Six Months
Current Absorption Rate: 31.00 Sales per Month
Current Active Listings: 112
Current Months of Housing Supply: 3.61 Months
Current Median Sale Price: $147,900
Current Median Settled-Sale DOM: 103 Days
Current Median Active-Listing DOM: 126 Days
Typical Exposure and Marketing Time: 3–6 Months
Overall Market: Stable

Data Source

Market statistics were compiled from Martin County REALTORS® of the Treasure Coast MLS with an effective date of July 31, 2026.

The analysis is intended to provide an overview of the defined Stuart 55+ condominium market segment. Individual condominium communities and units may perform differently from the broader market.

Disclaimer

This market report is provided for general informational and educational purposes only and is based on MLS data available as of the stated effective date. It is not an appraisal, Comparative Market Analysis, broker price opinion, guarantee of value, or prediction of future market performance.

Real estate markets are property-specific. Individual condominium values and marketability can vary based on location, project, unit location, floor level, view, living area, condition, renovations, amenities, association fees, assessments, project finances, insurance, financing eligibility and other factors.

Any appraisal-related commentary is provided from the perspective of Thomas J. Dunphy III, State-Certified Residential Real Estate Appraiser RD8755 and should not be interpreted as an appraisal of any specific property.

Real estate brokerage commentary is provided by Tom Dunphy Realtor, a licensed Florida real estate sales associate with Fulton Grace Realty. Buyers and sellers should conduct their own due diligence and consult appropriate legal, financial, tax, insurance, engineering, condominium association and other professionals regarding their individual circumstances.

This structure is better than the earlier version. The appraiser analyzes what the market is doing; the Realtor explains what you're going to do about it for the buyer or seller. That separation makes the dual-role concept much clearer.