Palm City Homes under $200,000

Palm City Homes under $200,000

Welcome to Palm City, Florida—a hidden gem nestled along the picturesque St. Lucie River. Known for its lush landscapes, friendly community, and vibrant lifestyle, Palm City offers residents a serene retreat while being just a stone's throw away from the bustling city of Stuart. With its beautiful parks, top-rated schools, and an array of recreational activities, Palm City is the perfect place for families, retirees, and everyone in between.

For those seeking to make Palm City their home without breaking the bank, you'll be delighted to discover a selection of charming homes available for under $200,000. These properties provide an incredible opportunity to own a piece of paradise in a highly sought-after area. Whether you're looking for a cozy single-family home or a low-maintenance townhouse, Palm City has something to suit your needs and budget.

Imagine waking up to the gentle sounds of nature, with easy access to outdoor activities like kayaking, fishing, and hiking. With a strong sense of community and a laid-back lifestyle, Palm City is perfect for those who appreciate a tranquil environment while still enjoying modern conveniences.

Explore the possibilities of homeownership in Palm City today! With affordable options available and a welcoming atmosphere, you can find your dream home and embrace the Florida lifestyle you've always wanted. Don't miss out on this opportunity to invest in your future in one of Florida's most charming communities!

Newest Palm City Homes under $200,000

13268 Harbour Ridge Boulevard Unit 2A, Palm City
$168,500
3 Beds ⋅ 2 Baths ⋅ M20057070 MLS
GREAT LOCATION! FURNISHED 2nd-floor corner/end unit offering 3 bedrooms, 2 full baths & covered detached carport. Enjoy beautiful golf course views of the 14th fairway of the Golden Marsh course from the screened patio. Bright, open living area features high ceilings & wood laminate flooring. Kitchen offers granite countertops & white cabinetry. Impact windows provide added peace of mind. Harbour Ridge is a private, mandatory-membership community featuring two 18-hole championship golf courses, 9 Har-Tru tennis courts, pickleball, fitness center & pool, waterfront clubhouse with 3 dining rooms, 2-mile riverfront walking path, biking, Yacht Club & marina. Boat slips available for additional fee. $125,000 Joining Fee ($1,000 refundable) due at closing. Monthly HOA includes Club Dues, Trail Fees, POA, Village HOA, Capital Funds Fees & applicable taxes.

13268 Harbour Ridge Boulevard Unit 2A, Palm City
13424 Harbour Ridge Boulevard Unit 4A, Palm City
$55,000
2 Beds ⋅ 2 Baths ⋅ M20057098 MLS
FABULOUS BUY! Offered Furnished with a Garage. Light & Bright 2 Bedroom/2 Bath 2nd Floor Condo with high vaulted ceilings overlooking #11 of Golden Marsh Course. Wood Flooring, Plantation Shutters, & Screen Encloses Patio. Located in Harbour Ridge Y&CC with 2 Championship Golf Courses, Tennis, Pickle Ball, Fitness Center, Salon, Doggie Park, Nature Trail & Clubhouse on the St. Lucie River. $124,000 Non-Refundable Joining Fee & $1,000 Refundable Equity Due at Closing. Monthly HOA Fee includes Club Dues, Trail Fees, POA, Village HOA, Capital Fund Fees and appropriate taxes. NO CORPORATE BUYERS. Membership approval process includes: $500 application fee plus background/credit check. Additional financial information may be required to provide for credit scores below 740.

13424 Harbour Ridge Boulevard Unit 4A, Palm City
13470 HARBOUR RIDGE Boulevard Unit 3A, Palm City
$145,000
2 Beds ⋅ 2 Baths ⋅ B26079937 MLS
2-bedroom, 2-bathroom condo in Harbour Ridge, a prestigious golf community in Palm City. This beautifully renovated residence offers a comfortable layout within an active country club setting. Enjoy scenic surroundings and access to a lifestyle centered around championship golf and resort-style amenities. The two-bathroom configuration provides added flexibility for residents and guests. Harbour Ridge offers a private community setting with golf, recreation, and country club amenities. Conveniently located in Palm City with access to local shopping, dining, recreation, and everyday services. HOA applies.

13470 HARBOUR RIDGE Boulevard Unit 3A, Palm City
13228 Harbour Ridge Boulevard Unit 6B, Palm City
$49,000
2 Beds ⋅ 2 Baths ⋅ M20056872 MLS
NEW LOWER PRICE creates an exceptional opportunity to enjoy the Harbour Ridge lifestyle! This 2nd-floor 2BR/2BA residence offers beautiful Mile Lake views, a carport, freshly painted interior and new carpeting. Relax on the screened patio with your morning coffee while enjoying peaceful lake views and abundant wildlife. The kitchen features wood flooring, Corian countertops and updated cabinetry. Harbour Ridge is a private, mandatory-membership community offering 2 championship golf courses, tennis, pickleball, fitness, pools, waterfront clubhouse & dining, yacht club, marina and a scenic 2-mile riverfront walking path. $125,000 Joining Fee ($1,000 refundable) due at closing. Monthly fees include Club Dues, Trail Fees, POA, Village HOA, Capital Funds Fees & applicable taxes. A great value and opportunity to make Harbour Ridge your Florida home!

13228 Harbour Ridge Boulevard Unit 6B, Palm City
2203 NW Seagrass Drive, Palm City
$175,000
3 Beds ⋅ 3 Baths ⋅ M20056850 MLS
Beautifully updated end-unit patio home offering 3 bedrooms, 2 full bathrooms and a powder room. The spacious primary suite features a beautifully appointed bath with a large walk-in shower. As an end unit, the home enjoys a generous side yard with plenty of room for outdoor living. Ideally located next to the community pool and directly across from the South Driving Range, this home puts the best of Harbour Ridge right at your doorstep. Harbour Ridge is a private, mandatory membership community featuring 2 beautiful 18-hole championship golf courses, 9 Har-Tru tennis courts, pickle-ball courts, impressive fitness facility w/ pool, sprawling waterfront clubhouse w/ 3 dining rooms, 2-mile riverfront walking path, biking, yacht club, and marina with boat slips available for additional fee. $125,000 Joining Fee ($1,000 Refundable) due at closing. Monthly HOA Fee includes Club Dues, Trail Fees, POA, Village HOA, Capital Funds Fees & appropriate taxes.

2203 NW Seagrass Drive, Palm City
13444 NW Harbour Ridge Boulevard Unit 6B, Palm City
$99,999
2 Beds ⋅ 2 Baths ⋅ M20056844 MLS
SPECIAL PRICING – $99,999 THROUGH NOVEMBER 1, 2026! Exceptional value for this fully furnished 2BR/2BA second-floor residence with beautiful marshland and Mile Lake views. Enclosed Florida room is the perfect place to enjoy gorgeous sunsets and abundant wildlife. Features: IMPACT windows, updated kitchen with granite countertops and stainless-steel appliances, updated bath vanities, fresh paint, newer carpeting, new stove, refrigerator and dishwasher (2025) and 2025 washer/dryer. Private 1-car garage conveniently located directly in front of the condo and electric golf cart included. Move-in ready and offered furnished with exclusions of personal belongings. Harbour Ridge is a private, mandatory-membership community offering 2 championship golf courses, tennis, pickleball, fitness, pools, waterfront clubhouse, yacht club, marina and riverfront walking/biking. $125,000 equity contribution ($1,000 refundable) due at closing. An outstanding opportunity to enjoy Harbour Ridge this season!

13444 NW Harbour Ridge Boulevard Unit 6B, Palm City
13238 Harbour Ridge Boulevard Unit 3A, Palm City
$135,000
2 Beds ⋅ 2 Baths ⋅ B26073022 MLS
This first-floor condo located in the Mile Lake Village of Harbour Ridge Yacht Country Club offers spectacular views of Mile Lake & the 15th hole of the Golden Marsh golf course as well as STUNNING SUNSETS from your screened-in patio. Condo has 2 bedrooms, 2 baths, & has CARPORT. Offered partially furnished. Has tile throughout, IMPACT WINDOWS, plantation shutters, remodeled walk-in shower in master bath, quartz countertops in kitchen, new appliances include: KitchenAid Dishwasher, Frigidaire stove w/conventional, convection & air-fryer, Samsung large capacity Washer & Dryer. Golf cart is for sale separately. One Year warranty to buyer is also included. See supplement Remarks for info about Harbour Ridge Y&CC Harbour Ridge is a private, mandatory membership country club w/2 fabulous 18-hole golf courses, tennis & pickleball courts, fantastic fitness center w/pool. Large riverfront clubhouse w/dining options, yacht club & marina w/boat slips available. $125,000 Equity ($1000 refundable) is due at closing. Monthly HOA/Condo fee includes Club Dues, Trail Fees, POA, Village Condo, Capital Fees, appropriate taxes and water & sewer.

13238 Harbour Ridge Boulevard Unit 3A, Palm City
4680 SW Parkgate Boulevard Unit C, Palm City
$179,000
3 Beds ⋅ 2 Baths ⋅ B26025044 MLS
Affordable luxury living in Pipers Landing Yacht & Country Club. Welcome to your slice of paradise. This 3-bedroom, 2-bath condo offers the perfect blend of comfort, value, and resort-style living. Bright, open, and filled with natural light, the residence showcases peaceful views and a private patio ideal for relaxing or entertaining. Recent updates include a new primary bath, impact sliders front and back, new carpet, and updated tile and kitchen flooring, creating a fresh, airy feel throughout. Enjoy an unmatched lifestyle with access to championship golf, pickleball, tennis, and a beautifully appointed clubhouse featuring dining and year-round social events. One-time fees: $65,000 membership fee and $40,000 capital contribution.

4680 SW Parkgate Boulevard Unit C, Palm City
2201 NW Seagrass Drive, Palm City
$125,000
3 Beds ⋅ R11170034 MLS
Mandatory $125,000 Membership Initiation Fee and Mandatory Annual Club Dues, HOA, POA, and Capital Contributions. Fairway Village is a charming and intimate enclave of just 27 single-family patio homes designed for comfort, privacy, and effortless living. Perfectly positioned on the largest lot in the village, this beautifully maintained one-story residence offers a rare blend of space, tranquility, and convenience. Spanning 1,946 A/C square feet, this 3-bedroom, 2.5-bath home features a highly desirable and expanded, split-bedroom floor plan, creating ideal separation between the primary suite and guest accommodations. The thoughtfully designed layout provides both functionality and privacy, making it perfect for everyday living as well as hosting family and friends. The interior has been newly painted, creating a fresh and inviting atmosphere throughout the home. The updated bathrooms add a touch of modern comfort, while the motorized window treatments in the primary bedroom provide both convenience and a touch of luxury. Offered fully furnished, this home presents a truly turnkey opportunity for buyers seeking an easy transition into the Harbour Ridge lifestyle. Step outside and enjoy the peaceful setting of your beautifully landscaped privacy lot, offering a quiet retreat surrounded by mature greenery. The two-car garage provides ample storage and practicality with additional guest parking across the street. Residents of Fairway Village enjoy access to a community pool and outdoor kitchen, perfect for relaxing afternoons or casual gatherings with neighbors. Golf enthusiasts will especially appreciate the short walking distance to the community's golf practice facilities, making it easy to enjoy the game whenever inspiration strikes. Combining location, privacy, and turnkey convenience, this exceptional property represents a rare opportunity to own one of the most desirable homes in Fairway Village. Harbour Ridge is one of the most premier private club memberships in all of South Florida, which offers luxurious amenities for all of their members. Whether you enjoy golf, boating, kayaking, paddle boarding, fitness, tennis, pickleball, dining, bird watching, or embracing the natural surrounds of a Certified Audubon Cooperative Sanctuary, Harbour Ridge offers something for everyone. The club also prides themselves by providing their membership an unparalleled level of personalized service across all amenity venues to ensure the highest level of membership experiences throughout the club and community.

2201 NW Seagrass Drive, Palm City
13464 Harbour Ridge Boulevard Unit 8, Palm City
$89,900
3 Beds ⋅ 2 Baths ⋅ B26025233 MLS
Spectacular 3 bedroom, 2 bath second floor condo WITH DETACHED GARAGE. Enjoy amazing sunsets from your screened patio overlooking Mile Lake and the preserve. Kitchen offers stainless appliances, granite counters and cozy breakfast area for sipping coffee. Engineered wood flooring throughout the living areas, carpeted bedrooms and new washer/dryer. Start enjoying the relaxing Florida Country Club lifestyle that Harbour Ridge Yacht & Country Club offers. Membership approval process includes $500 application fee plus background/credit check. Additional financial information may be required for credit scores below 740. $125,000 joining fee due at closing ($1000 refundable) Monthly HOA fee includes Club Dues, Trail Fees, POA Fees, Palmetto Villages Fees, Capital Funds and appropriate taxes. Harbour Ridge Y&CC offers 2 Championship golf courses, Tennis, Pickle Ball, Fitness Center, Salon, Doggie Park, Nature Trail & Clubhouse on the St Lucie River. NO CORPORATE BUYERS. Seller wants to sell. Will entertain any reasonable offer. Very motivated.

13464 Harbour Ridge Boulevard Unit 8, Palm City
1485 SW Silver Pine Way, Palm City
$185,000
1 Beds ⋅ 1 Baths ⋅ B26034101 MLS
First floor, one bedroom, in highly sought after Pine Ridge built by H. R. Hovnanian, but this one overlooks the amenities! Cannot duplicate that location, right next to the pool. Centrally located in Palm City - can walk to new Old Palm City for Ice Crean, Pizza, Fine Dining, Food Trucks, Concerts and more, or motor off to many more restaurant additions near our quick access to Turnpike and Int 95. The best unit, in the best place to be, come see for yourself.

1485 SW Silver Pine Way, Palm City
12457 Harbour Ridge Boulevard Unit 27, Palm City
$135,000
3 Beds ⋅ 2 Baths ⋅ R11169059 MLS
Enjoy spectacular golf course views from this spacious 3-bedroom, 2-bath condominium in Pond Apple Village at Harbour Ridge Yacht & Country Club. Overlooking the 1st hole of the River Ridge course, this light-filled residence offers a comfortable layout with generous living spaces and the opportunity to create your own ideal Florida retreat. Located within the prestigious Harbour Ridge Yacht & Country Club, residents enjoy a private club lifestyle with exceptional amenities. The community features two championship golf courses - River Ridge and Golden Marsh, a beautiful clubhouse, state-of-the-art fitness center and spa, pickleball courts, Har-Tru tennis courts, and an active social calendar. Perfectly situated along the St. Lucie River, Harbour Ridge also offers three marinas, boati and waterfront activities, making it a paradise for both golf and boating enthusiasts. With a $125,000 equity membership, Harbour Ridge provides an unparalleled country club lifestyle in one of the Treasure Coast's most desirable private communities.

12457 Harbour Ridge Boulevard Unit 27, Palm City
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