Palm City Homes under $400,000

Palm City Homes under $400,000

Welcome to Palm City, Florida – a hidden gem nestled along the scenic St. Lucie River, just a stone's throw from the vibrant coastal city of Stuart. Known for its lush landscapes, friendly community, and a relaxed lifestyle, Palm City offers a perfect blend of suburban charm and natural beauty. With year-round sunshine and a wealth of outdoor activities, it’s an ideal place for families, retirees, and anyone seeking a tranquil escape from the hustle and bustle of city life.

One of the most appealing aspects of Palm City is its accessibility to homes under $400,000. Whether you’re a first-time homebuyer, looking to downsize, or searching for a vacation retreat, this area boasts a variety of options that fit your budget without compromising on quality. From cozy single-family homes to inviting townhouses, you’ll find properties that reflect the warm, welcoming spirit of Palm City.

Imagine waking up in a charming home surrounded by lush greenery, with quick access to parks, nature trails, and waterways for kayaking or fishing. The community is also conveniently located near top-rated schools, shopping centers, and dining options, ensuring that all your needs are met within just minutes from your front door.

Explore the vibrant lifestyle Palm City has to offer, where you can enjoy community events, local markets, and a strong sense of belonging. With homes under $400,000, your dream of living in this serene Florida oasis is within reach. Discover your perfect home in Palm City today, and start enjoying the idyllic life you’ve always wanted!

Newest Palm City Homes under $400,000

13268 Harbour Ridge Boulevard Unit 2A, Palm City
$168,500
3 Beds ⋅ 2 Baths ⋅ M20057070 MLS
GREAT LOCATION! FURNISHED 2nd-floor corner/end unit offering 3 bedrooms, 2 full baths & covered detached carport. Enjoy beautiful golf course views of the 14th fairway of the Golden Marsh course from the screened patio. Bright, open living area features high ceilings & wood laminate flooring. Kitchen offers granite countertops & white cabinetry. Impact windows provide added peace of mind. Harbour Ridge is a private, mandatory-membership community featuring two 18-hole championship golf courses, 9 Har-Tru tennis courts, pickleball, fitness center & pool, waterfront clubhouse with 3 dining rooms, 2-mile riverfront walking path, biking, Yacht Club & marina. Boat slips available for additional fee. $125,000 Joining Fee ($1,000 refundable) due at closing. Monthly HOA includes Club Dues, Trail Fees, POA, Village HOA, Capital Funds Fees & applicable taxes.

13268 Harbour Ridge Boulevard Unit 2A, Palm City
13009 Harbour Ridge Boulevard, Palm City
$239,900
3 Beds ⋅ 3 Baths ⋅ M20057071 MLS
FURNISHED patio home offering 3 bedrooms, 2 full baths plus powder room, 2-car garage & generator. The 3rd bedroom is currently used as a Den/Office. Enjoy a private, peaceful setting from the screen-enclosed patio overlooking a small pond surrounded by lush landscaping. Tile flooring throughout the main living areas with carpet in bedrooms. Kitchen features Corian countertops, breakfast nook & large work island. Exterior of home & driveway painted in 2025. Harbour Ridge is a private, mandatory-membership community with two 18-hole championship golf courses, 9 Har-Tru tennis courts, pickleball, fitness center & pool, waterfront clubhouse with 3 dining rooms, 2-mile riverfront walking path, biking, Yacht Club & marina. Boat slips available for additional fee. $125,000 Joining Fee ($1,000 refundable) due at closing. Monthly HOA includes Club Dues, Trail Fees, POA, Village HOA, Capital Funds Fees & applicable taxes.

13009 Harbour Ridge Boulevard, Palm City
3664 SW Quail Meadow, Palm City
$290,000
2 Beds ⋅ 2 Baths ⋅ A12097033 MLS
Discover easy Florida living in this beautifully updated 2-bedroom, 2-bath villa in Quail Meadow at Martin Downs, one of Palm City's established gated communities. Offering 1,331 sq. ft. of comfortable single-level living, this home features an open, airy floor plan with vaulted ceilings, abundant natural light, granite countertops, modern finishes, and spacious bedrooms with walk-in closets. The thoughtfully designed split-bedroom layout provides privacy, while the screened patio offers the perfect place to relax and enjoy peaceful golf course views. Additional conveniences include an attached one-car garage, in-unit laundry, and beautifully maintained tropical landscaping. Enjoy the comfort of a 24-hour guard-gated community with HOA services that include lawn care, exterior maintenance, cable, internet, and more. Ideally located minutes from shopping, dining, downtown Stuart, beautiful Treasure Coast beaches, I-95, and Florida's Turnpike. Whether you're seeking a full-time residence or a seasonal Florida retreat, this inviting villa combines comfort, convenience, and low-maintenance living in a desirable Palm City location.

3664 SW Quail Meadow, Palm City
13424 Harbour Ridge Boulevard Unit 4A, Palm City
$55,000
2 Beds ⋅ 2 Baths ⋅ M20057098 MLS
FABULOUS BUY! Offered Furnished with a Garage. Light & Bright 2 Bedroom/2 Bath 2nd Floor Condo with high vaulted ceilings overlooking #11 of Golden Marsh Course. Wood Flooring, Plantation Shutters, & Screen Encloses Patio. Located in Harbour Ridge Y&CC with 2 Championship Golf Courses, Tennis, Pickle Ball, Fitness Center, Salon, Doggie Park, Nature Trail & Clubhouse on the St. Lucie River. $124,000 Non-Refundable Joining Fee & $1,000 Refundable Equity Due at Closing. Monthly HOA Fee includes Club Dues, Trail Fees, POA, Village HOA, Capital Fund Fees and appropriate taxes. NO CORPORATE BUYERS. Membership approval process includes: $500 application fee plus background/credit check. Additional financial information may be required to provide for credit scores below 740.

13424 Harbour Ridge Boulevard Unit 4A, Palm City
3678 SW Whispering Sound Drive, Palm City
$350,000
2 Beds ⋅ 2 Baths ⋅ M20057028 MLS
Welcome to Whispering Sound which is a 55+ & gated cmmunity with loads of activities. This villa 1461 a/c sq. ft. with 2 bedrooms, 2 bathrooms, 1 car garage, Florida Room & Screened Patio. 2022 new a/c, 2019 new water heater, 2015 new tile roof plus accordian hurricane shutters. This community includes: community clubhouse, huge heated pool/hot tub, tennis courts/pickleball & shuffleboard. 2 pets up to 35 pounds are welcomed. no renting for 2 years of ownership. No trucks, no kayaks & no canoes. Being sold "As-Is" with right to inspect. Buyer to pay title.

3678 SW Whispering Sound Drive, Palm City
1664 SW Shady Lake Terrace, Palm City
$399,900
2 Beds ⋅ 2 Baths ⋅ M20057084 MLS
Dviosta Built Capri Villa 2Bed 2Bath 2Car Garage located on quiet preserve in the back of the Cypress Lakes. Impact windows in 2021, Newer Barrel Tile Roof in 2021, New A/C 2025 & re-plumbed in 2026. Kitchen features white cabinet, Stainless Steel Appliances, Solid Surface Counters, High Hat lighting, Tiled Backsplash. The main living area has Vaulted Ceilings, Plantation Shutters, Tile & laminate floors, Freshly painted interior in 2026. Epoxy floors in garage. Exterior was painted in 2024. Large Screen Porch faces the preserve with Accordion shutters (2021). 1Metal panel for front door window. Water Heater 2011. Spacious utility room washer, dryer & sink. Conveniently located in Palm City offers easy access to I-95, the FL Turnpike & short drive to Hutchinson Island beaches.

1664 SW Shady Lake Terrace, Palm City
918 SW 36th Terrace, Palm City
$369,000
2 Beds ⋅ 2 Baths ⋅ M20057066 MLS
LIVE THE PALM CITY LIFESTYLE IN THIS BEAUTIFULLY REMODELED 2-BEDROOM,2-BATH HOME! Ideally positioned in the heart of Palm City, this move-in-ready charming home puts you just a few blocks from the St. Lucie River and within walking distance of Jock Leighton Park and Palm City's exciting new downtown restaurants and local hotspots. Completely remodeled in 2020, the home offers a fresh, modern feel with wood-look tile flooring throughout, impact windows, and a durable metal roof. The functional layout includes 2 bedrooms, 2 full bathrooms, an in-home washer and dryer, city water, and a 1-car garage. Outside, a covered paver patio overlooks the private, beautifully landscaped backyard, creating a peaceful space to relax or entertain. With its combination of extensive updates, outdoor living space, and walkable location, this home offers a rare opportunity to enjoy the best of Palm City right outside your door.

918 SW 36th Terrace, Palm City
3361 SW Sunset Trace Circle SW, Palm City
$285,000
2 Beds ⋅ B26081803 MLS
Beautifully maintained Stamford model townhome offering an inviting blend of comfort, style and convenience. Enter through a charming private courtyard patio into a light-filled interior featuring crown molding, beautiful tile flooring & tasteful updates throughout. The updated kitchen showcases granite countertops. Accordion storm shutters provide added convenience & peace of mind. Enjoy resort-style living in this desirable guard-gated community featuring 2 pools, tennis, basketball & racquetball courts plus a playground. Pet-friendly with 2 pets permitted and no weight restriction. Conveniently located near shopping, dining & recreation with easy access to the Florida Turnpike & I-95. Meticulously cared for, move-in ready & an exceptional opportunity!

3361 SW Sunset Trace Circle SW, Palm City
13470 HARBOUR RIDGE Boulevard Unit 3A, Palm City
$145,000
2 Beds ⋅ 2 Baths ⋅ B26079937 MLS
2-bedroom, 2-bathroom condo in Harbour Ridge, a prestigious golf community in Palm City. This beautifully renovated residence offers a comfortable layout within an active country club setting. Enjoy scenic surroundings and access to a lifestyle centered around championship golf and resort-style amenities. The two-bathroom configuration provides added flexibility for residents and guests. Harbour Ridge offers a private community setting with golf, recreation, and country club amenities. Conveniently located in Palm City with access to local shopping, dining, recreation, and everyday services. HOA applies.

13470 HARBOUR RIDGE Boulevard Unit 3A, Palm City
3310 SW Villa Place, Palm City
$315,000
3 Beds ⋅ 2 Baths ⋅ B26079748 MLS
Welcome to 3310 SW Villa Place, a beautifully updated and meticulously maintained 3-bedroom, 2-bathroom home in the Villas at Sunset Trace. Filled with natural light, this move-in-ready home features an open-concept living and dining area that flows seamlessly into the beautifully updated kitchen, complete with modern finishes and plenty of space for everyday living and entertaining. Both bathrooms feature updated vanities, while the spacious primary bedroom offers a walk-in closet. Enjoy Florida living with screened and covered patios in both the front and back, providing plenty of space to relax or entertain outdoors. Impact windows offer added peace of mind, while a 1-car garage plus a private driveway with room for two additional vehicles provides plenty of parking. Ideally located in the heart of Palm City with convenient access to I-95 and the Florida Turnpike, this home is just minutes from shopping, dining, and everything you need. Beautifully maintained, thoughtfully updated, and truly move-in ready!

3310 SW Villa Place, Palm City
3866 SW INWOOD PINES Lane, Palm City
$348,500
2 Beds ⋅ 2 Baths ⋅ B26079660 MLS
Chateau Green model in Whispering Sound. Probably he best floor plan, open and spacious! Covered and screen-in patio. Wonderful Community! So many amenities! Sidewalk and street lights. You'll love living here! Pet friendly! 2 pets allowed - up to 35 lbs. No renting for 2 years.

3866 SW INWOOD PINES Lane, Palm City
3502 SW Sawgrass Villas Drive Unit 5-A, Palm City
$315,000
3 Beds ⋅ 2 Baths ⋅ B26078611 MLS
Charming Key West-style corner villa in the highly sought-after Sawgrass Villas community of Palm City! This move-in-ready 3 bedroom, 2 bath home with a private 1 car garage offers the perfect blend of comfort, style, and convenience. Step inside to an inviting open concept floor plan featuring tile flooring throughout the main living areas, a beautifully appointed kitchen with granite countertops, wood cabinetry, stainless-steel appliances, and a convenient breakfast bar perfect for everyday living and entertaining. The spacious primary suite is a private retreat, offering two large walk-in closets, dual vanities, a relaxing soaking tub, and a separate walk-in shower. Additional highlights include an inside laundry room with a full-size washer and dryer, a covered patio overlooking a peaceful preserve, and plenty of natural light throughout. Built with solid concrete block construction, durable hardboard siding, and a metal roof, this home provides lasting quality and peace of mind. Ideally located in a quiet, beautifully maintained community, Sawgrass Villas is just minutes from Palm City's top-rated A-rated schools, shopping, dining, and offers quick access to I-95 and the Florida Turnpike, making commuting a breeze.

3502 SW Sawgrass Villas Drive Unit 5-A, Palm City
Start Your Search